We know buying a new phone takes some time to weigh in all possible factors, so we are going to take that part of the equation and do it for you! Below you will see the specs of each device and from there you will be able to make the best decision on if $829.99 for the 12 or $319.99 for certified pre-owned XR is the best option economically for you!
Display - 6.1-inch Retina IPS LCD
Battery - Up to 25 hours (talk time)
Video- Full HD@30/60/120/240fps, HD@30fps, 4K@24/30/60fps
Chip- Apple Bionic A12 Hexa Core
Display- 6.1‑inch (diagonal) all‑screen OLED display
Front Camera- 12 MP
Rear Cameras- Dual 12MP camera system
Battery- Audio playback: Up to 65 hours
Video- HDR video recording with Dolby Vision up to 30 fps
Chip- Apple A14 Bionic chip
In conclusion, the iPhone 12 does have some specs that are better than the XR, but are those specs worth $500+ extra just to say you own an iPhone 12? The choice is completely up to you, but know that plug has you covered either route you decide.